Train without bias in all areas; it is crucial always to do this pervasively and wholeheartedly

In the Tulsa metropolitan area, from 2017
to at least 2021,

inadequate mortgage lending practices
in majority-Black and Hispanic neighborhoods—

a four-county lending area
with no branch
in a majority-Black and Hispanic census tract.

Under the consent order,
ABOK was required permitted
to open a branch.

At least $950,000 in a loan fund
to subsidize mortgages and home improvement financing
in predominantly Black and Hispanic neighborhoods—

the financial terms of the deal
were not disclosed.

The map was always complete. It just didn't go there.